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States, Centers, & Chapters > Chapter Resources
Chapter Insurance
As an independent corporation, a Chapter and its activities are not covered under the National Audubon Society's insurance coverages. Each Chapter will need to carefully evaluate its insurance needs, and decide what level of insurance is desired. As a courtesy to Chapters, National Audubon has identified several policies at various levels of cost and coverage for Chapters to consider, and as other opportunities come to our attention, we will notify Chapters.
- Franey Muha Alliant Audubon's insurance agent, Franey Muha Alliant (formerly Franey, Parr & Muha, Inc.), also offers insurance to land conservation/preservation organizations through its Conserve-A-Nation Insurance program. The basic Program consists of a package policy, which includes general liability, non-owned/hired auto and property coverages. Optional additional insurances available include umbrella liability, workers' compensation/employees liability, volunteer worker accident and directors' and officers' liability. For more details regarding the Conserve-A-Nation Insurance program, please contact :
Cheryl Dolan, Account Executive, cdolan@franeymuhaalliant.com
Anna Hill, Account Executive, ahill@franeymuhaalliant.com
Phone (800) 298-7373
Fax (703) 397-0995
- R.V. Nuccio and Associates R.V. Nuccio and Associates offers a basic policy for Chapters that do not own land, rent offices or have staff. Underwritten by Fireman's Fund Insurance Company, the basic policy offers general liability insurance protection with additional options for bonding, business personal property replacement, and directors' and officers' liability coverage. For any questions about the policy, please contact R.V. Nuccio and Associates directly at:
Robert V. Nuccio, President and Chief Executive Officer
R.V. Nuccio and Associates
1-800-567-2685
Fax: 1-909-866-4659 FAX
Email: rvna@rvnuccio.com
http://www.rvnuccio.com/ornithology.html
It is the responsibility of each Chapter to learn as much as possible about each policy and then relate it to the specifics of their individual Chapter structure and activities. Some key questions to consider and actions to take in the process of evaluating an insurance provider should include:
1. Does the policy cover all activities that the Chapter conducts? What activities are excluded from the policy? It may be helpful to make a list of Chapter activities and discuss EVERY one with a potential broker.
2. How is the policy priced? Understand how claims affect your premiums.
3. Is the broker is responsive? How are questions handled? What is the process for filing claims?
4. Be sure to obtain all documents from your broker (i.e., policy, certificates) and READ them carefully.
5. It is always recommended that each Chapter seek advice from local advisors before making a final decision to purchase a policy.
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